These 10 frugal save money tips are simple, yet effective.
1) Do not spend any money for one day.
Try not to spend any money, other than bill paying, for 24 hours. Take your lunch to work instead of eating out. Do whatever you need to not spend money for one day. Plan a “no-spend” day every week, or at least twice a month. Over time this money will add up.
2) Bring your lunch to work as much as possible.
So many people eat out at lunch time. Instead of spending that money eating out, you can take your lunch to work and save so much money.
3) Coupons.
Use coupons whenever you can. Use them for eating out, clothes, groceries, etc. Also ask for the cash back from the coupons. There are a lot of coupons you can get online now for free too. One site to get them from is Coupons.com.
4) If you eat out, try to spend as less as possible.
If you eat out, try to spend $5 or less. There are a lot of places to eat now that have cheap items on their menus. A lot of the drive threw places also have dollar menus.
5) No dry cleaner.
You will save a lot of money if you clean your own garments instead of taking them to the dry cleaners.
6) Buy things in bulk.
Try to buy your every day items in bulk such as toilet paper and paper towels, things of that nature. Costco and Sam’s Club are the top stores to buy bulk.
7) Buy generic.
Believe it or not, most generic items are just as good as the name brand kind. I recommend buying generic because generic items are about half the price as name brand items.
Cancel extras you do not need.
What I mean by that is magazines, cell phones, books and things of that nature that you do not need. Fewer bills will equal more money.
9) Use cash and not credit cards
Everyone knows that if you use a credit card, more than likely there will be interest. If you use cash when you shop then you don’t have to worry about interest. I know sometimes you might have to use your credit card, but try to use cash if you can.
10) Put extra money in saving account.
All the money you would spend a day on eating out for lunch and grocery shopping; put in a savings account and leave it there. Over time that money will increase more and more and you will have a lot of money saved for a rainy day.
